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Do You Need to Lose Weight? Signs That You

Do You Need to Lose Weight? Signs That You May

Each day in the United States, million of Americans say to themselves I need to lose weight. Are you one of those individuals? While many of the individuals who tell themselves that they need to lose weight do need to lose weight, not all do. So, the question that many ask themselves is do I really need to lose weight? If that is a question that you have asked yourself before, you will want to continue reading on.

One of the many signs that you may need to lose weight is if you are obese. Many individuals do not realize that there is a difference between being overweight and being obese. While different healthcare professionals have different definitions for obese, it is often said that those who are thirty or forty pounds overweight are obese. If you are obese, you shouldnt only be worried about your appearance, but your health as well. Obesity has been linked to multiple health complications, including the early onset of death.

Another one of the many signs that you should lose weight is if you have been told that you need to do so. Whether your physician recommended losing weight or if someone that you know on a personal level has, it is advised that you at least take their suggestions into consideration. Unfortunately, many individuals are embarrassed or become upset when they are told that they need to lose weight. What you need to remember is that the individual mentioning your weight to you likely isnt as concerned with your appearance as they are with your health.

Another sign that you may want to think about losing weight is if you are finding that your clothes no longer fit you. Of course, it is normal for some individuals to gain weight or to have their weight fluctuate, but you may want to think about joining a weight loss program or developing your own weight loss plan if you find that your clothes no longer fit or are difficult to get into. Unfortunately, many individuals do not just have a small weight gain. Small weight gain often leads to more, which could have a negative impact on your health. It is also important to mention the cost of new clothes, which you may not be able to afford.

If you find many simple tasks or activities, like walking up a flight of stairs, difficult, you may want to think about losing weight. Of course, becoming out of breath from simple activities may not necessarily just be a weight problem, but there is a good chance that it is. When you lose weight, even just a little bit of it, you will likely find it easier to do many of the activities that you love or even the tasks that you need to do, like take your kids to the park.

The above mentioned signs are just a few of the many signs that you may need to lose weight. Should you wish to lose weight, you are advised to proceed with caution. There are a number of weight loss products on the market, like diet pills or exercise equipment, which do not work. To save yourself money and to protect your health, you may want to consider consulting with your physician before starting any weight loss program, even one that you develop yourself.

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How to Cover the Cost of LapBand Surgery

Has your doctor suggested you undergo LapBand surgery? If so, this is a suggestion you should give serious consideration to. When a doctor suggests LapBand surgery, he or she is usually doing so to protect your health and wellbeing. For those severely or morbidly obese, the LapBand system is not only a weight loss surgery, but a lifesaving procedure.

As previously stated, take your doctors suggestion to undergo LapBand surgery. However, after a close examination, you may feel as if LapBand is a procedure only for your dreams. This is mostly due to the costs. In the United States, the LapBand procedure costs between $15,000 and $20,000. Since you do not have this cash just lying around, you may wonder what your options are.

So, how can you cover the cost of LapBand surgery?

Insurance. Some health insurance companies will cover the cost of the LapBand procedure. You will, however, find many rules and restrictions. For example, if your doctor is only suggesting surgery, you may be denied coverage. On the other hand, if your doctor is stating that it is a lifesaving procedure due to morbid obesity, your insurance is more likely to cover the costs..

If your insurance provider will cover the cost of LapBand with specific criteria met, speak to your doctor. Information can be provided that will show that this weight loss surgery is the most cost effective approach for your care. For example, if you are 25 years old, the cost of diabetes supplies and checkups can easily exceed the onetime cost of LapBand, making it a wise choice for your insurance provider.

If you opt to pay for the LapBand procedure with cash, check, or debit card, you are considered a cash patient. This is opposed to a patient with medical insurance. Inquire about cash discounts. Many healthcare professionals have small, but helpful discounts available.

As previously stated, most Americans do not have $15,000 to $20,000 at their disposal. This means that you will need a way to come up with the cash if you do not have medical insurance or if coverage is denied. Do not stress, as it is easier than it sounds.

Save money. Saving money should be your first step in covering the cost of LapBand surgery. Even if you are on a budget, it is still possible to save money for surgery. Start by eliminating unnecessary purchases, such as your morning coffee at the local gas station or dining out. In fact, a great way to get started is to eliminate sweets from your diet or at least reduce them. Not only will you save money, but you will notice a natural weight loss.

It may take a year to two years for you to save enough money for the LapBand surgery, but saving money, as opposed to borrowing it, is the safest approach to take.

Borrow money from friends and family. If you have close friends or family members who are in the position to let you borrow money, ask. If they know your intention is to lose weight and lead a healthier life, most will be willing to help. Of course, be sure to discuss repayment. You will have more flexibility, but be sure to treat a loan from family and friends just like a bank loan.

Bank loan. Speaking of bank loans, you can request a personal loan. This is recommended as a last resort, but it is wiser than using a credit card. Remember, credit cards are ridden with fees, including late fees. You are likely to find a lower interest rate when acquiring a personal loan.

To acquire a personal loan, have good credit. Personal loans are unsecured, so your good credit will give your bank comfort. It is important to sell yourself. Make it known that your obesity is hindering your ability to stay healthy and work. By undergoing the LapBand surgery, not only will you lead and happier and healthier life, but you will be able to work without as many health disruptions. The ability to work signals a borrower who will make timely loan payments.

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5 Signs You May Need LapBand Surgery

The LapBand procedure is a weight loss surgery that has increased in popularity since is introduction to the United States in 2001. So, what is it that sets the LapBand apart from other bariatric procedures? It has to do with risk and convenience. With a lower complication and death rate and a shorter recovery period, the LapBand is the preferred choice of treatment for most individuals and healthcare professionals.

If you are overweight, you may be ready to jump on the LapBand bandwagon. As previously stated, the LapBand surgery does have a number of benefits, but it is not right for everyone. So, how do you know? Please continue reading on for five signs that the LapBand surgery is something you should closely examine. In the event the signs apply to you, schedule a consultation appointment with a LapBand surgeon to determine your eligibility.

1 If Your Doctor Suggests It

Those who suffer from obesity are likely to schedule more appointments with their primary care physician. Those suffering from obesity, deal with other health related complications, including asthma and diabetes. In most cases, primary care physicians recommend healthy eating and exercise. In extreme cases of obesity, the LapBand system may be mentioned.

If your primary care physician suggests the LapBand surgery, take this suggestion to heart. Your doctor has your best interests in mind.

2 If You Are Severely Obese

On average, those suffering from obesity have a Body Mass Index (BMI) of 30 or more. This usually translates to 30 pounds overweight. Although obesity has many risks and complications, LapBand surgeons are selective. In most cases, simply just being obese isnt enough to warrant a LapBand procedure. Instead, most physicians recommend patients have a Body Mass Index (BMI) rating of 40 or more. This translates into severe and morbid obesity.

If you are 100 pounds overweight or more, LapBand surgery may not only help you lose weight, but it may save your life.

3 If You Are Unable to Lose Weight

In most cases, the LapBand surgery is used as a last resort. It is considered a relatively safe procedure, but there are always risks involved. That is why most professionals opt for natural weight loss methods. Before giving the okay for LapBand, most surgeons want to see proof that their patients have tried to lose weight with diet and exercise. If not, most will try natural approaches before opting for surgery.

If you have unsuccessfully tried to lose weight with diet and exercise multiple times, weight loss surgery may be your only option.

4 If Your Health is at Risk

Health will play a huge role in ones ability to undergo LapBand surgery. For many, it is a double sword. LapBand surgery and weight loss can lessen the symptoms of asthma, diabetes, and other obesity related conditions. In fact, symptoms may completely disappear. On that same note, those who are obese due to a medical condition, such as a thyroid problem or pregnancy, are not ideal candidates. In these instances, a reduced stomach size may not cure a weight problem.

If you suffer from obesity related health problems, consider surgery. Not only will you lose weight, but your overall health and wellbeing will improve. You may feel as if you got a new lease on life with the LapBand surgery.

5 If You Cannot Complete Daily Activities

Despite being obese, some men and women are able to lead normal and happy lives. This is often the case with slight obesity. On the other hand, there are those who cannot do daily activities or needed tasks. Those who find it impossible to play with their children, walk up a flight of stairs, or leave the house, are at a serious and dangerous stage. This is the point where LapBand surgery and other extreme methods of weight loss should be examined.

If your obesity restricts your ability to go about your day, now is the time to consider the LapBand system.

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LapBand Surgery: Your Payment Options Reviewed

The LapBand surgery is a popular weight loss surgery in the United States. After all, what is not ideal about a reversible surgery that allows for adjustment without going under the knife? For many, the LapBand is the perfect way to lose weight, until they hear about the costs.

So, how can you pay for the LapBand?

Cash. Due to the cost of LapBand surgery, many believe that cash is the best way to pay. Technically speaking it is, but cash payment come in a number of different formats, including debit cards and checks. On average, the LapBand procedure costs $15,000 to $20,000 in the United States. Actual cash is advised against. That is not money you want to be carrying around town.

Check. A check is recommended as payment for the LapBand surgery. All healthcare professionals should accept checks as a method of payment. They are easy to write and provide you with a second receipt for your payment. Due to the convenience of debit cards, many consumers do not carry checkbooks anymore. If that is the case, be sure to bring yours on the day of your surgery.

Debit card. As previously stated, many consumers now use debit cards to access their checking accounts. This is an easy and relatively safe way to pay for the LapBand surgery. First, check with your financial institution. It is not uncommon for banks to impose daily limits on their debit cards, especially those that will be processed as credit. For that reason, speak to your bank and have this limit temporarily lifted ahead of time.

Credit card. If you are unable to come up with the $15,000 to $20,000 that is required to undergo LapBand surgery, you may opt for credit card payment. Many hospitals and surgical centers accept credit cards as payments. Verify that your card is accepted ahead of time. Then, be sure to make your monthly payments on time. With interest and late fees, it is easy for a $15,000 dollar procedure to double in costs.

Payment plan. If you have a solid credit score, your LapBand surgeon may be willing to work with you. They can do so in the form of a payment plan. Unless a dire situation, payment plans are not usually discussed by the surgeon. So, if you need a payment plan, ask. If a payment plan is not available with the surgeon of your choice, take the time to save money or later approach the surgeon with a significant down payment and then inquire about monthly payment plans.

Personal loan. As previously stated, a good credit score is required to get a payment plan directly through a LapBand surgeon. If you have a solid credit rating, inquire about personal loans at your local financial institutions. A stable job and a good credit rating may qualify you for a personal loan. You will be charged interest, but a financial institution may be willing to extend the term of your loan. You may have more time to make repayment than with setting up a payment plan.

When undergoing the LapBand procedure, the above mentioned payment options are your most common options. To reduce the amount you have to pay for surgery:

Examine your insurance coverage. If are covered by health insurance, speak to a company representative. In some instances, LapBand is covered. This is typically in cases where health related medical conditions, such as diabetes, can be eliminated or in cases of morbid obesity. If LapBand is listed as a procedure covered on occasion, but you are still denied, speak to your surgeon. He or she can work with your insurance provider.

Ask about cash discounts. If you are not insured or if your medical insurance does not cover the LapBand surgery, inquire about cash discounts. They are commonly offered by small or independent healthcare centers. Although small in size, the discount can still reduce the cost of weight loss surgery.

Find a LapBand surgeon with affordable rates. As previously stated, the LapBand surgery averages between $15,000 and $20,000 in the United States. This is not an affordable surgery by any means, but you can look for affordable or reduced rates. Of course, you want to pay as little as possible, but remember quality and safety. Choose a Board Certified Surgeon who has experience inserting the LapBand with success.

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